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| Insurance Needs Assessment |
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| We understand that different businesses have vastly different needs. Our team spends time with different members of your organization to assist you in assessing your exposure to losses and determining your unique insurance and risk management needs. |
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| Program Design |
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| The next step is to design a program that addresses those needs. Program design includes recommending appropriate coverages and limits and when appropriate, suggesting a risk management and safety strategy. |
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| Marketing and Placement Services |
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| Berends Hendricks Stuit maintains relationships with over 30 top AM Best rated regional and national carriers. In addition, we have access to a number of national association programs.
We recognize that all businesses have to make financial considerations when making decisions. As your representative, we match your insurance and risk management needs to our markets and put together a comprehensive insurance and risk management program at a competitive price. |
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| Ongoing Services |
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| Each of our clients is matched with an Account Manager to assist in providing prompt, professional service. We follow this model so that your personal representative is familiar with the complexities of your organization and program. Your Account Manager is available to answer your questions and perform day-to-day service requests such as certificates of insurance, changes to coverage and billing inquiries. |
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| Claims Services |
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We believe that claims services is one of the most important services we provide. We work with you to resolve claims quickly and fairly. For clients who have frequent or severe claims, we provide the following services:
- Assist clients in developing processes and procedures
to respond to claims.
- Conduct regular meetings with clients to review open claims
and assist in developing resolution strategies.
- Provide regular progress reports on claims.
- Monitor reserves for accuracy and review payments.
- Assist in analyzing claim history for trends and coordinate
loss control services.
- Track the progress of subrogated claims until recoveries are
obtained or efforts exhausted.
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| Educational Services |
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Newsletters
We publish several newsletters throughout the year. To see our most recent newsletter, click here. |
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Seminars
We host seminars during the year on various topics, including workers' compensation insurance, safety, employment practices and OSHA training. |
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Employee Training
We are available to present training sessions on various topics relating to safety, loss prevention and human resources. |
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